Buy Now, Pay Later Options

Afterpay logo with the slogan 'buy now, pay later'

Flexible, interest-free payment options for your CCO purchases

At Community Care Options, we believe in making professional growth and compliance simple and accessible. That’s why we now offer Klarna and Afterpay at checkout — giving you the flexibility to split your payment into four equal, interest-free installments.

No credit impact when paid on time, no hidden fees — just a more flexible way to invest in your business and career.

How Pay in 4 Works

  1. Shop as usual – Add your items to your cart.

  2. Select Klarna or Afterpay at checkout – Complete a quick approval process.

  3. Pay over time – Your first payment is due at checkout; the remaining three are automatically billed every two weeks.

  4. Receive your items right away – Whether you’re purchasing training, plans, or services, you’ll have instant access.

You’ll see Klarna or Afterpay automatically appear at checkout when your order includes eligible items.

What You Can Use Klarna and Afterpay For

Pay in 4 is available for one-time, non-recurring purchases, including:

  • License Application Services

  • Infection Control or Workplace Violence Prevention Plans

  • Policy and Procedure Packages

  • Conference and Event Registrations

You’ll receive all materials right away, while paying in four easy installments.

What You Cannot Use Them For

Klarna and Afterpay cannot be used for products or services that involve recurring billing, including:

  • Memberships (Gold, Diamond, Platinum)

  • Subscriptions or renewals

  • TalentLMS CEU course subscriptions

  • Any product requiring automatic or ongoing payments

  • Digital-only downloads that are part of a subscription package

For these, please use a standard credit or debit card, or PayPal.

Refunds and Returns

If your purchase qualifies for a refund, Klarna or Afterpay will adjust your remaining payments automatically.

  • Full refunds: Any completed installments are refunded, and remaining payments are canceled.

  • Partial refunds: Future payments are reduced or stopped once your refund is processed.

You don’t need to contact Klarna or Afterpay directly — we’ll handle the refund through our store.

Things to Keep in Mind

  • Availability depends on the type of item and total purchase amount.

  • You must meet Klarna or Afterpay’s eligibility and approval requirements at checkout.

  • Payments must be made on time to avoid late fees, per Klarna or Afterpay’s terms.

  • Klarna and Afterpay may not appear for every cart — only when all items are eligible.

Need Help?

If you have questions about using Pay in 4 with Klarna or Afterpay, or aren’t sure if your order qualifies, contact our support team:
📧 cco@communitycareoptions.com
📞 (530) 894-2114

We’re happy to help you find the best payment option for your needs.